> Product Logo Design
> Advertising Concept + Tagline Create
> Advertising Graphic Design
> Advertising in KMB, Citybus, MTR (over 1030 pcs of total released)
> Advertising in Google, Yahoo, Youtube, MyTV super app (over 160 million appeared)
Established in 1997, The Hong Kong Mortgage Corporation Limited (HKMC) is wholly owned by the Hong Kong Special Administrative Region Government through the Exchange Fund. The missions of the HKMC are to promote the stability of the banking sector, wider homeownership, and the development of the local debt market in Hong Kong.
The Policy Reverse Mortgage Programme (PRMP) is a new loan program introduced in 2019 by HKMC. The PRMP enables borrowers to use life insurance policy as collateral to draw down loans. The monthly payout calculation of this product is based on its death benefits instead of its cash value. After the borrowers have passed away, the lenders will use the amount recovered from the death benefit of the life insurance policy to repay the outstanding loans.